Sell or buy a car easily and securely with Smart sales
- Identification and digital bill of sale
- Safe and fast payment
- Prolonged sales ad validity
- Smart sales financing offered by OP Financial Group
- Verified sales ad that stands out with
Verified ads are available for privately owned vehicles. The vehicle must be owned by a private individual, not a business or a finance company.
How to make a Smart sale
Contact
Buyer contacts the seller via the verified ad. Buyer and seller agree on the sale’s terms and details.
Digital bill of sale
Seller creates a bill of sale in the service and both parties sign it digitally.
Verified payment
Buyer pays the purchase price with financing or as an online payment to Alma Finanssipalvelut Oy’s escrow account.
Car handover
Seller hands the car over to the buyer, who confirms the sale. Payment is released to the seller. All done!
FASTER
30 %
faster sales compared to basic sales ad
satisfied users
84 %
of users would use Smart sales again
To seller
Smart sales is an easy and secure way to sell a car. Start by creating a verified ad that stands out with the
- Find a buyer efficiently on Finland’s largest car marketplace
- You know who you’re selling to, because the buyer is identified upon signing the bill of sale
- Buyer can apply for OP's Smart sales financing – Reach a wider pool of buyers for your vehicle
- You can trust you’ll be paid - the buyer pays to an escrow account before you hand the car over
- Service fee €29.90 only when sale is made
To buyer
Choose a safe way to buy a car. You’ll recognize the sellers offering Smart sales by a on the sales ad.
- You know who you’re buying from and that the seller is authorized to sell the car - data is fetched from the Transport Register, Traficom
- Bill of sale is signed digitally
- You can apply for flexible payment options with OP’s Smart sales financing
- You pay securely and the payment is transferred to the seller only after you’ve received the vehicle
- No buyer fees
Flexible payment with financing
OP Corporate Bank Plc's Smart sales financing gives you flexibility in paying for your purchase.
- Financing from €2,500 to €20,000
- Pay in full or flexibly in instalments
- The application is free and non-binding
- Available to customers of all banks
- No collateral or guarantors required
Finland’s largest car marketplace
Nettiauto, Finland’s busiest car marketplace, has around one million visitors each week. Sell your car where the buyers are - create a verified ad and make a secure, Smart sale!
75 000
Car sales ads
50 000
Sales each month
FAQ
Selling your car to a private buyer is safe when you use Nettiauto's Smart sales. Seller and buyer are both identified and the bill of sale is signed digitally. Verified payment ensures a safe transfer of the purchase price. Buyer pays to an escrow account, and the purchase price is transferred to the seller after the buyer has confirmed that the car has been handed over.
A digital bill of sale includes the terms of the car sale, such as the purchase price and any accessories. It is an important part of safe car transactions between private individuals. In the Smart sales service, the car and owner details are automatically retrieved for the bill of sale, and it is signed digitally.
A verified sales ad in Nettiauto means that the car owner's identity has been confirmed through strong authentication, and the vehicle details have been retrieved from the Transport Register, Traficom. You can make a secure Smart sale with a seller who has posted a verified sales ad. Verified ads are marked with a blue verified badge.
Verified payment is the secure way to handle car payment offered by Nettiauto's Smart sales. In a verified payment, the buyer transfers the purchase price to an escrow account, and the money is released to the seller once the buyer confirms that the car has been received. Verified payment makes the transaction reliable for both the seller and the buyer, as it helps both parties avoid fraud in the payment process.
With Smart sales financing, you can apply for €2,500–€20,000 in financing for purchasing a car from a private seller on Nettiauto. Financing is available on Fiksut kaupat sales ads, which you can identify by the blue verified badge. You can pay in full or in flexible instalments. No down payment, collateral, or guarantors required. Financing is granted by OP Corporate Bank Plc. Applying does not commit you to taking the financing.
Smart sales financing, offered by OP Corporate Bank Plc, is designed for people who need flexible payment options when buying a car from a private seller on Nettiauto.
You can apply for €2,500–€20,000 in financing. Pay in full or in flexible instalments — your choice.
Smart sales financing, offered by OP Corporate Bank Plc, is an added benefit for the seller. The buyer can apply for financing as part of the Smart sales service, even when purchasing a car from a private individual. The application process can be started via the link visible on your listing. You receive the full purchase amount in your account as a single payment through the service. The payer shown is OP Corporate Bank Plc.
You cannot sell a financed car using the Smart sales service because the car is owned by a finance company. The service only allows you to sell a car that is owned by a private individual. To sell the car with Smart sales, you must pay off the remaining loan so that the car becomes your property.
You can reduce the likelihood of fraud in car sales by taking certain precautions. It's important to verify the other party's identity and write down the terms in a bill of sale. The easiest way to avoid scams is to use Nettiauto's Smart sales. In a Smart sale, both the buyer and seller undergo strong authentication, and the bill of sale is signed digitally. The buyer makes the payment securely as to an escrow account and the money is released to the seller only after the buyer confirms receiving the vehicle.
